FAQ
FAQ
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General
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The lifespan of a roof depends on the material, upkeep, installation quality, and local climate conditions. Asphalt roofs typically last 15-25 years, while metal, tile, and stone-coated steel roofs can last longer. Slate tiles usually last the longest, with a lifespan of 100 years or more.
Sun, salt air, humidity, and storm damage can shorten a roof’s lifespan, making proper upkeep a top priority for extending the longevity of your roofing system. Our roofers provide detailed inspections, honest assessments, and emergency support to keep your roof in top shape!
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Metal, concrete or clay tiles, and stone-coated steel are some of the most reliable roofing options in our coastal climate. These materials hold up well against salt air, high humidity, intense sun, and hurricane-force winds.
Metal and tile roofs are especially popular for their durability and wind resistance, while stone-coated steel combines durability with the classic look of tile or shake. Our team can help you weigh the pros and cons of each material to make a sound investment!
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The cost of replacing a roof depends on the size, materials, and complexity of the project. Asphalt shingles are generally the most affordable. Metal and tile roofs are more expensive to install but offer longer lifespans and better storm protection.
Factors like hurricane reinforcements and local permitting requirements can also affect pricing. On average, property owners can expect to pay anywhere from $10,000 to $30,000 for a roof replacement. We offer free quotes and transparent pricing to help you make a sound investment!
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While coastal living has its perks, it also takes a toll on roofing. Seasonal storms and heavy rains can expose weak spots in older or poorly maintained roofing, leading to potential leaks, mold, and algae growth. Our highly trained roofers are familiar with these unique challenges to help you mitigate local climate impacts on your roof and recommend tailored solutions for long-lasting protection and performance!
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A standard homeowner’s insurance policy typically covers sudden and accidental roof damage caused by specific events or “perils," such as windstorms, hail, falling trees, and fire. However, most policies do not cover damage resulting from normal wear and tear, lack of roof maintenance, or deterioration due to age.
The amount of coverage you receive depends on your policy type. Some policies offer Replacement Cost Value (RCV), which pays the full cost to replace your roof. Others use Actual Cash Value (ACV), which pays a depreciated value based on the roof’s age and condition.
Florida is known for its strict insurance rules and may require inspections for roofs over a certain age, making it crucial to understand what’s included in your specific policy. At Trademark Roofing, we offer insurance claims support to reduce confusion and streamline the process!
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Absolutely! Cool roofing materials like metal, reflective shingles, or light-colored tile reflect more sunlight and absorb less heat to help your home or business stay cooler. Improved insulation and ventilation during a roof replacement can also make a noticeable difference in monthly cooling costs. Our roofing experts can recommend energy-smart options to protect your property and keep your energy bills in check!
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Insurance Claims
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Insurance companies require proof of roofing damage to verify the extent and cause. This requires strong documentation like photos, inspection reports, and repair estimates to support your claim. Maintaining clear records is important to streamline the process and reduce the risk of a denial. Our roofing pros can help you submit the proper documentation to your insurer to keep your claim on track!
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Homeowners generally have up to one year after a storm to file a roofing insurance claim. However, it’s best to start the process as soon as possible so the damage can be accurately documented before further wear or weather. Luckily, our roofers are available 24/7 for all your roofing emergencies! We can perform a thorough inspection to detail the damage and support your claim.
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There are two primary types of insurance coverage for roof damage: actual cash value (ACV) and replacement cost value (RCV).
An ACV policy pays for roof damage minus depreciation, meaning you get the current value of your roof based on its age and condition. An RCV policy covers the full cost of repairing or replacing your roof without deducting for depreciation.
Our team can help you understand the terms of your policy to give you a better idea of what to expect from your insurance payout!
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Roof Types
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The most popular choices are asphalt shingles, tile, and metal roofing. Asphalt shingles are affordable and versatile, tile offers a classic look and excellent durability, and metal roofs provide superior longevity and energy efficiency. The best choice often depends on your home’s style, budget, and long-term goals.
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While metal roofs do cost more upfront, they can last 40–70 years with minimal maintenance, reflect heat to reduce cooling costs, and perform well against heavy winds and storms—making them a smart investment for many Florida homeowners.
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While appearance is important, it’s also essential to consider climate, maintenance requirements, and lifespan. Our team will walk you through the pros and cons of each option to ensure your roof fits your home’s needs as well as your style.
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If you live in Florida, you’re no stranger to hot, muggy summers. Choosing the right roof is a must for beating the heat while keeping energy costs low. Some popular roofing options for heat reflectivity include:
- Metal roofs. Metal roofing reflects a significant amount of solar radiation, making it a highly efficient choice for extreme heat.
- Tile roofs. Clay, concrete, and slate tiles have natural thermal resistance and overlapping patterns, which create airflow and reduce heat transfer.
If you’re looking to reduce cooling costs this summer, give us a call at (239) 323-9984! We can inspect your current roof and recommend a suitable material for your home or business.
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The lifespan of your roof depends on the material, installation quality, maintenance frequency, and other unique factors. Metal and tile roofing typically lasts the longest.
Metal roofs can last 40-70 years with minimal upkeep, while tile roofs can last up to 100 years or longer with regular TLC. Slate tiles usually has the longest lifespan, followed by clay and concrete.
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Absolutely! Concrete and clay tile roofs are highly resistant to salt air corrosion, making them a great choice for coastal properties in Cape Coral and nearby areas.
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Warranties
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Most roofing systems come with two warranties: a manufacturer’s warranty on the materials and a workmanship warranty from the contractor. Together, they protect you against defects and installation errors.
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Manufacturer warranties generally don’t cover damage from hurricanes, hail, or other severe weather. However, your homeowners’ insurance may help with storm-related repairs. We’re happy to guide you through what’s covered and what’s not.
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Regular inspections, prompt repairs, and avoiding unauthorized modifications are key. Simple steps—like hiring a certified contractor and documenting service—help ensure your warranty remains in good standing.
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What to Expect
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Most residential roof replacements take one to three days, depending on the size of the home and the type of roofing material. Weather and unforeseen repairs can add time, but we keep homeowners informed every step of the way.
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Yes. We use protective equipment and thorough cleanup processes to minimize disruption. After the job, we’ll carefully inspect your property and remove nails, debris, and leftover materials.
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Roofing can be loud, especially during tear-off and installation. We recommend planning around the workday and letting neighbors know in advance. We’ll work as efficiently as possible to keep disruption to a minimum.
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Maintenance
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It’s best to have your roof inspected at least once a year and after any major storm. Routine inspections catch small issues early before they turn into expensive repairs.
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Keeping your gutters clean, trimming back trees, and addressing minor leaks or damage quickly can add years to your roof’s service life. Regular professional maintenance is also a smart investment.
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Absolutely. Even a brand-new roof benefits from regular upkeep. Small preventive steps help protect your warranty, avoid unexpected issues, and ensure your roof stays strong year after year.
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